Specialty Solutions
Professionals
%20(1).avif)
Our Firm
Our Services
Our Insights
Tools & Resources
Resources
Practice ownership. Equipment debt. Partnership decisions. We help dentists build personal wealth that does not depend entirely on the value of their practice.
For most dentists, the practice represents the majority of net worth. A financial plan that doesn't account for what happens if the practice value declines, or if you can't practice, is leaving the most important question unanswered.
Equipment financing, build-out loans, and practice acquisition debt sit alongside student loans and personal financial goals. Treating them as separate problems produces worse outcomes on both sides.
Buy-in terms, profit-sharing structures, and ownership agreements affect your personal financial trajectory for years. They deserve careful analysis before you sign.
Self-employed and practice-owning dentists don't get access to employer-sponsored retirement plans. The right structure, and the contribution limits available, vary based on how the practice is set up.
Our dental professional wealth management service addresses the intersection of practice ownership and personal financial life building wealth that exists independently of what your practice is worth.
A structured onboarding that maps both your practice financial picture and your personal wealth position, followed by a plan that coordinates the two.
Everything starts with the link between your practice and your personal balance sheet. We look at your ownership status, how the business is structured, the debt in play, how income comes in, and the goals you hold outside the practice.
The plan we write is built around your ownership structure. It coordinates your debt, sets your retirement account strategy, positions you for taxes, allocates your investments, and plans for the day you step away from the practice.
With the plan set, we open your retirement accounts, tighten your tax strategy, and bring order to your debt. We also work directly with your practice accountant and attorney, keeping your business and personal decisions aligned.
From your associate years through ownership and the eventual sale or handoff, the plan grows with the practice. We check in regularly and flag what's coming before it lands.
Have questions? We’ve got answers. Here is what people are asking. If you don’t see what you’re looking for, feel free to reach out!
We build a personal investment and retirement strategy that operates independently of the practice, so your financial security doesn't depend entirely on what someone will pay for the business when you're ready to step away.
Practice owners can access accounts with significantly higher contribution limits than employed professionals: Solo 401(k)s, SEP-IRAs, and defined benefit plans. The right structure depends on your income, tax position, and how many employees you have. We model the options.
A buy-in is one of the largest financial decisions a dentist makes. We analyze the deal terms, model the return relative to the cost of capital, and look at how the transaction interacts with your existing debt and personal finances before you commit.
We help you evaluate the financial merits of the acquisition: practice valuation, financing structure, projected income under different scenarios, alongside the impact on your personal financial plan. The goal is to make the decision with full visibility into both sides.